Monday, December 23, 2013

An Energy Efficient Home Is A Happy One

Did you know that making your home energy efficient can increase its value?

According to one study, making no cost/low cost changes can boost your home's value $18,000. Why not implement some of the following suggestions to make your home more energy efficient?
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1. Lower the thermostat on your water heater.
If your hot tap water is too hot to touch, lower the temperature a few degrees.
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2. Check for air leaking around doors.
A lot of the air you pay to heat or cool escapes through unsealed doors. Install or replace worn weather stripping. Replace broken or missing storm doors.
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3. Close the air vents in rooms not in use.
For example, close the vents and shut the door to an unused guest room.
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4. Keep heat producers far from your thermostat in summer.

Floor lamps and televisions can significantly raise the temperature in the area near a thermostat, turning on your air conditioner too often.
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5. Clean your furnace and air conditioner filters.

Replace existing dirty air conditioner or furnace filters. During heavy use periods, replacement is recommended every 30 days.
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6. Operate large appliances during low-use periods in summer.
Use your washer and dryer and other heat-producers early in the morning or late at night. Use the air-dry method on your dishwasher to save energy.

7. Request an energy audit.
Contact your local utility company to request a free energy audit. Most electric and gas companies will check for proper insulation, find cracks in the eaves or roof that could leak energy, and make recommendations for improvements. Some electric companies offer low-cost financing for such improvements.
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8. Replace existing insulation.
A proper barrier keeps heat and cold from penetrating your home's exterior and provides for even temperatures between rooms. The EPA recently reported that proper ceiling insulation may reduce electric bills 20%.
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9. Replace existing appliances.
If money is no object, replace old appliances with Energy Star appliances, specifically created to optimize energy consumption. If your budget limits you to replacing one appliance, buy a new refrigerator; a new model could knock off 25% of your electric bill.
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10. Buy new light bulbs.
Replace incandescent bulbs with fluorescent.
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11. Contact the U.S. Department of Housing and Urban Development regarding EEM Mortgages.
EEMs provide benefits to borrowers purchasing a home that is energy efficient, or can be made efficient with improvements.

If you need contractors to help you made any of these upgrades/repairs, give The Puffer Team a call, 828-771-2300.

When you're ready to know the value of your home, check out our free online valuation tool here.



Copyright 2013 Keller Williams® Realty, Inc. All information deemed reliable but not guaranteed. 


Friday, December 20, 2013

What's Your Score?

Are you starting the pre-approval process for a home loan?  The first and most important thing to find out is what your score is.

Credit card companies and lenders rely on credit scores, which determine someone's chances to borrow money - and how favorable the terms will be. Scores range from 200 to above 800. Scores below 620 are considered risky; 720 and over are excellent.
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There are five categories of scoring: payment history (35%); amount owed (30%); length of credit history (15%); new credit (10%); and types of credit (10%). Lenders receive your score and "reason codes," which are the keys to improving your score.

To improve your score:
Pay your bills on time. Reduce outstanding debt. Build up your savings. Don't fall for illegal schemes that help create a new credit identity.

Check your own score yearly by ordering reports from the three major credit scoring companies: Equifax (www.equifax.com), Experian (www.experian.com), and TransUnion (www.tuc.com).
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Notify the credit bureau of inaccuracies, along with copies of documents that dispute incorrect entries. Close accounts not in use. Request that late payments older than seven years be removed. Verify and update accounts and account numbers. Verify your address and Social Security number.

If you need a recommendation for a lender or are interested in talking to one of our Buyer Specialists about the home buying process, call The Puffer Team today, 828-771-2300.  Be sure to also check us out online, www.homefinder.asheville.com.



Copyright 2013 Keller Williams® Realty, Inc. All information deemed reliable but not guaranteed.

Wednesday, November 13, 2013

Featured Home For Sale: 4 Gollum Drive; Fairview, NC 28730

Are you looking for a home in Fairview, NC?

Check out this immaculately maintained, move-in ready, single level home in a quiet Fairview subdivision, just minutes to downtown Asheville and the Blue Ridge Parkway. Features include a spacious open floor plan with a gas log fireplace in the living area, a large kitchen with breakfast area and large pantry, a great front covered deck overlooking the beautifully terraced landscaping, a double garage, and so much more.

Find more information about this home here!

Would you like more information about Fairview?  Click here!

Virtual Tour:






Contact us today to see this home or others just like it in the Fairview, NC area, we can be reached at 828-771-2300 or via our website: www.homefinderasheville.com.

Want to know the current value of your home?  Click here.


See also: Homes For Sale --Fairview

Monday, November 11, 2013

Happy Veterans Day

To all who have served our country and continue to do so, we salute you.



“This nation will remain the land of the free only so long as it is the home of the brave.” —Elmer Davis
 
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The Puffer Team, Keller Williams Professionals, 828-771-2300, www.homefinderasheville.com

Thursday, November 7, 2013

Featured Home For Sale: 423 Purple Finch; Arden, NC

Are you looking for a home in Arden, NC?
 
Immaculate executive home in an established neighborhood, situated on a pvt lot on a cul-de-sac. Inside you will find cathedral ceilings, hdwds throughout most of the living areas, a granite/stainless kitch, a stacked stone peninsula FP, formal dining area & separate breakfast room, spacious master suite, sunroom, tons of living space in the bsmt, & so much more. Enjoy entertaining on the back deck & taking in sounds of the creek...welcome home.

Find more information about this home here!

Would you like more information about Arden?  Click here!

Virtual Tour:








Contact us today to see this home or others just like it in the Fairview, NC area, we can be reached at 828-771-2300 or via our website: www.homefinderasheville.com.

Want to know the current value of your home?  Click here.


See also: Homes For Sale -- Arden

Friday, November 1, 2013

Keeping Your Home Safe

We are coming up on holiday season, where there is potentially a lot of time spent away from home.  Here are some great tips for keeping your home save courtesy of American Home Shield.

Keep a low profile.

Is your flat-screen TV visible through a window from the street? Do you have an expensive car parked in your driveway? To a burglar, those are signs that your home might offer a lucrative haul. Keep expensive items concealed, and don’t advertise large purchases by leaving boxes at the curb. 

Maintain visibility.


Tall shrubs and privacy fences provide burglars with cover so your neighbors won’t see them breaking in. Keep windows and doors visible to deter burglars. Install motion-activated floodlights around your home to draw attention if someone approaches after dark.

Lock upstairs windows, and don’t keep ladders outside.

People often forget to lock upstairs windows—and burglars know it. Make sure all your windows are locked when you’re not home, and keep your ladders in a locked garage or shed so a burglar can’t use them to access upstairs windows.

Make it look like you’re home.

Unoccupied houses are prime targets. Use timers on lights, televisions and radios to create the appearance of activity. Hire landscapers if you’ll be out of town for an extended period so your home looks well cared for. If a burglar thinks someone is home, they’re more likely to skip your house.

Secure doors and windows.

Burglars look for weak doors with old hardware that are easy to kick in. If your doors aren’t secure, replace the knobs, locks and hardware. Use long screws that help resist kick-ins, and consider adding dead bolt. If you have a doggie door, secure it with a lock or just seal it up.


American Home Shield is providing the information for general guidance only. Due to the general nature of the property maintenance and improvement advice in this material, neither American Home Shield Corporation, nor its licensed subsidiaries assumes any responsibility for any loss or damage which may be suffered by the use of this information.